1) Research before you start your SEARCH.
Decide what features you most want to have in a home, what neighbourhoods you prefer, and how much you are willing to spend each month for housing/accommodation.

2) Be REALISTIC.
It is fine to be picky, but don’t be unrealistic about your expectations. There is no such thing as a perfect home and there will always be pros and cons. Use your list of priorities as a guide to evaluate each property.

3) Review your finances before making the MOVE.
Review your credit situation and be sure you have enough money to cover your down payment and completion costs. Then, talk to a lender and get prequalified for a mortgage or to look at your loan eligibility and repayment scheme that is offered by HDB (public housing). This will save you the heartache  of falling in love with a house but only to realise later that you cannot afford it.

4) Do not ask too many people for opinions.
It will drive you crazy. Select 1 or 2 people to turn to if you feel you need a second opinion, but be ready to make the final decision on your own.

5) Decide WHEN you are moving.
When will your lease be up? Are you allowed to sublet? How tight is the rental situation in your area? All of these factors will help you determine when you should move.

6) THINK long term.
Are you looking for an initial ‘nest’ flat/home with plans to move up/upgrade in a few years, or do you hope to stay in this home for a longer period? This decision may dictate what type of home you buy as well as the type of mortgage terms that will best suit you.

7) INSIST on a home/flat inspection.
If possible, get a warranty from the seller to cover defects for a year.

8) Get help from an Accredited Agent/Salesperson.
Hire a real estate professional who specialises in buyer representation. Unlike a listing agent, whose first duty is to the seller, a buyer’s representative will work solely for you.